Locals Rule

South Australians have always had good reasons to get their home loans from a local. Right now, BankSA will beat any advertised fixed or variable rate on an equivalent home loan from ANZ, NAB, Westpac and the Commonwealth Bank.


Happiness is a door that you should open whenever you like.

Visit a BankSA branch or Call 13 13 76

Limited time offer. Apply by 31 January 2013.
Package and save

Advantage Package – a package deal for home loan, credit card and transaction account. $395 annual package fee gets you:

  • $0 home loan establishment fee7
  • $0 monthly loan administration fee8
  • $0 annual credit card fee9
  • $0 monthly transaction account keeping fee6
  • $0 monthly service fee on 100% interest offset facility10
Rate lock option
  • Secure our current advertised rates for up to 3 months
Great Features
  • Redraw, repayment pause and more5
Consider splitting your loan
  • Make part of your loan a fixed interest rate, and part a variable interest rate with Flexible Choice.
Choice of repayments
Call Us
Phone 13 13 76
(8am – 8pm 7 days).
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Things you should know:
Details of the offer by one or more of the Australian “Big Four” banks to be beaten by 0.01% p.a. need to be provided at time of application. Offer applies to home loan products determined by BankSA to be equivalent to the non BankSA offer and applied for between 26 November 2012 and 31 January 2013 and settled by 31 May 2013. The offer excludes refinances of existing BankSA home loans and corporate, institutional or government customers. Conditions and fees and relevant credit criteria apply. Pricing will be inclusive of any other special or package discounts on offer by BankSA at the time you apply. We haven’t considered your circumstances so it is important you read the terms and conditions of our products before deciding if they’re right for you. Information and advertised rate current as at 9/10/12. Offer is limited to one home loan application (including single or multiple applicants), not available for loan refinances of existing BankSA, St George and Bank of Melbourne home loans and only available to customers residing in SA and NT. There may be tax consequences arising from this promotion for our business customers and rental property investors. This is not taxation advice. Customers should seek independent taxation advice on any taxation matters. Advantage Package Conditions of Use apply and are available at banksa.com.au. Annual fee, currently $395, applies. Package benefits cannot be taken in conjunction with, or in addition to other special offers, negotiated rates or discounts. Not available to company and trust account holders. BankSA – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.
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